Finance That Thinks ahead.

We're not your average fintech company; we're your trusted partner in navigating the complex world of working capital and asset finance. As a dedicated group of companies, we thrive in crafting bespoke solutions that seamlessly blend operational efficiency with a commercial perspective.

Testimonials.

What some of our clients are saying about us.

I've worked with Smart Business Link for over 6 years. Their service is second to none and dozens of my clients have adopted their services. The staff are approachable and helpful. They've been instrumental in developing my business and many clients. Highly recommended.
Phil Sheddon
Director, Quality Assured Consulting Ltd
SBL has become an invaluable partner for FMS and our repair network. Their factoring solution provides reliable cashflow while their credit repair model ensures fast authorisations and removes financial risk. Both products have significantly improved our efficiency.
Ben Starman
Director, Fleet Mitigation Solutions

Solutions.

Strategic funding solutions tailored to your business.
We help you plan, grow, and stay ahead with clarity and confidence.

Business Link

Specialist Funding Partner

Specialist funding partner for the UK automotive repair sector. We supply cash flow solutions and work in partnership with clients to drive efficiency and build sustainable businesses.

Fault & credit repair fundingTrade credit insurancePartnership approachUK automotive sector focus
Business Link - Specialist Funding Partner

Invoice Finance

Reliable Cash Flow

For businesses outside the vehicle repair process but within the automotive industry. Ensures reliable cash flow, effective cash collection, and tailored problem-solving advice.

Reliable cash flowEffective cash collectionTrade credit insuranceTailored problem-solving
Invoice Finance - Reliable Cash Flow

Asset Finance

Innovative Funding Solutions

Innovative, creative and competitive funding solutions customised to your business needs. Upgrade existing assets or purchase new ones without upfront costs.

No upfront costsWorking capital preservationCommercial perspectiveInnovative solutions
Asset Finance - Innovative Funding Solutions

Facilitation

Contract Negotiations

Expert facilitator for contract negotiations and capital investments. Specialises in paint and parts deals with clear communication and transparent terms.

Contract negotiationsPaint & parts dealsIndustry expertiseClear communication
Facilitation - Contract Negotiations

Leasing

Flexible Vehicle Solutions

Flexible car and van rental and leasing from 6 to 24 months. Commercial vans, estate cars, prestige models, and hybrid & electric vehicles available.

6-24 month flexible termsCommercial & electric vehiclesNationwide deliveryDedicated support
Leasing - Flexible Vehicle Solutions

Tech

Fintech Innovation

A fintech company with a difference. We collaborate closely with customers and industry partners using a customer-centric approach to deliver bespoke solutions.

Customer-centric approachTechnical expertiseBespoke solutionsIndustry collaboration
Tech - Fintech Innovation

Ready to unlock your growth?

Whether your needs involve invoice funding, asset financing, advice or problem solving, we offer a slick service that is designed to support your needs.