Funding&GrowthSolutions.
Strategic Support
We combine funding instruments, commercial negotiation and technology enablement to build a balanced support layer around your trading activity. Each solution below can stand alone or be integrated into a broader framework calibrated to growth, stability or transformation objectives.
Business Link
Specialist funding partner for the UK automotive repair sector
SMART Business Link is a specialist funding partner, operating in the UK Automotive Repair sector. Fundamentally, we supply cash flow solutions, but what we do differently is work in partnership with our clients to drive efficiency and help to build successful and sustainable businesses.
We focus on companies in the repair process, providing repair invoice funding for both fault and credit repair, backed by trade credit insurance to protect your business.
Invoice Finance
Reliable cash flow for automotive businesses outside direct repair
SMART Invoice Finance extends its services to businesses outside the vehicle repair process but still within the automotive industry. Partnering with SMART Invoice Finance ensures your business has reliable cash flow, effective cash collection, and tailored problem-solving advice.
We mitigate commercial risk by providing trade credit insurance as part of our comprehensive service, giving you peace of mind while maintaining steady cash flow.
Asset Finance
Innovative funding solutions for business growth without upfront costs
With extensive industry knowledge and a diverse funding panel, SMART Asset Finance offers innovative, creative and competitive funding solutions customised to businesses and their specific needs.
SMART Asset Finance works to assist businesses in upgrading existing assets or purchasing new ones, without upfront costs. This enables working capital to be spent in other areas of business, supporting growth and sustainability. Unlike a traditional bank, we approach your business needs from a commercial perspective.
Facilitation
Expert support for contract negotiations and capital investments
SMART acts as a facilitator, partnering with you to assist in contract negotiations. We operate with a range of strategies including establishing clear communication channels, ensuring transparency in terms and conditions, and employing industry and legal experts who understand both your company's objectives and the needs of all parties involved.
Asset financing (including capital investment in paint, parts deals, and other equipment) can be facilitated through partnership with SMART and its specialists. We reject the 'one size fits all' model, and instead strive to offer tailor-made solutions.
Leasing
Flexible car and van rental and leasing from 6 to 24 months
We're excited to introduce our flexible car and van rental and leasing service, expanding the range of products and services offered by SMART Asset Finance. Whether you're a growing business or looking to scale your fleet, we offer flexible rental/leasing options from 6 to 24 months.
We provide a superb selection of quality vehicles including Commercial Vans, Small, Medium & Estate Cars, Prestige & SUV Models, and Hybrid & Electric Vehicles. Our goal is to make vehicle leasing as easy and seamless as possible for our business customers.
Tech
Fintech innovation with a customer-centric approach
A Fintech company with a difference, our mission is to collaborate closely with our customers and industry partners to deliver the best and most efficient service possible.
At SMART, we take the time to understand and address industry challenges using a customer-centric approach. With our technical expertise and extensive commercial experience, we bring bespoke solutions to achieve the best possible outcomes.
